[Intro: Lady]
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[Verse 1: Pete Shelley]
Paradise is a platinum card
Behind the wheel of your car, with your new pair of trainers
Designer clothes, go on, I'll have seven of those
And go to ski where it snows, its bounty sustains us

[Chorus 1: Shelley]
Credit, in love with the never-never
Wish I could get something I really need

[Verse 2: Shelley]
Videophones, with all the latest ringtones
You buy-to-let your new home, don't care what you're spending
Then just like that, reminders under the mat
Of your flat full of tat, the pile of debts never-ending

[Chorus 2: Shelley]
Credit, in love with the never-never
Wish I could get something I really need
Credit, saddled with debt forever
Wish I could get something I really need
[Interlude]

[Chorus 3: Shelley]
Credit, in love with the never-never
How I wish I had something I really need

[Outro: Lady]
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