Everywhere I go, someone's hand is out
Pay up, pay up
Stretch your dollar, you'll get a nickel back
Pay up, pay up

Bill collectors keep on knockin'
Ask me questions I can't answer
It's in the mail, you'll get it later
Nickels and dimes, nickels and dimes
All this aggravation

When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up
When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up

Now I've decided to say the hell with all this
Pay up, pay up
I'm done worrying like a maniac, maniac
Pay up, pay up

Well, everybody's gonna have to wait
You'll get your money back when I get paid
Hey, Con Ed, give me a break
I've had about as much as I can take
When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up
When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up

When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up
When a man ain't got no luck
When a man ain't got no luck, they say
Pay up
They say pay up

When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up
When a man ain't got no luck
When a man ain't got no luck, they say
Pay up, pay up